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File: /home/dermova/public_html/india/wp-content/themes/ri-colias/woocommerce/checkout/form-billing.php
<?php
/**
 * Checkout billing information form
 *
 * @author 		WooThemes
 * @package 	WooCommerce/Templates
 * @version     2.1.2
 */

if ( ! defined( 'ABSPATH' ) ) {
	exit; // Exit if accessed directly
}

/** @global WC_Checkout $checkout */
?>
<div class="woocommerce-billing-fields panel panel-default">
    <div class="panel-heading">
        <?php if ( WC()->cart->ship_to_billing_address_only() && WC()->cart->needs_shipping() ) : ?>

            <h3><?php esc_html_e( 'Billing &amp; Shipping', 'woocommerce' ); ?></h3>

        <?php else : ?>

            <h3><?php esc_html_e( 'Billing Details', 'woocommerce' ); ?></h3>

        <?php endif; ?>
    </div>
    <div class="panel-body">
        <?php do_action( 'woocommerce_before_checkout_billing_form', $checkout ); ?>

        <?php foreach ( $checkout->checkout_fields['billing'] as $key => $field ) : ?>

            <?php woocommerce_form_field( $key, $field, $checkout->get_value( $key ) ); ?>

        <?php endforeach; ?>

        <?php do_action('woocommerce_after_checkout_billing_form', $checkout ); ?>

        <?php if ( ! is_user_logged_in() && $checkout->enable_signup ) : ?>

            <?php if ( $checkout->enable_guest_checkout ) : ?>

                <p class="form-row form-row-wide create-account">
                    <input class="input-checkbox" id="createaccount" <?php checked( ( true === $checkout->get_value( 'createaccount' ) || ( true === apply_filters( 'woocommerce_create_account_default_checked', false ) ) ), true) ?> type="checkbox" name="createaccount" value="1" /> <label for="createaccount" class="checkbox"><?php esc_html_e( 'Create an account?', 'woocommerce' ); ?></label>
                </p>

            <?php endif; ?>

            <?php do_action( 'woocommerce_before_checkout_registration_form', $checkout ); ?>

            <?php if ( ! empty( $checkout->checkout_fields['account'] ) ) : ?>

                <div class="create-account">

                    <p><?php esc_html_e( 'Create an account by entering the information below. If you are a returning customer please login at the top of the page.', 'woocommerce' ); ?></p>

                    <?php foreach ( $checkout->checkout_fields['account'] as $key => $field ) : ?>

                        <?php woocommerce_form_field( $key, $field, $checkout->get_value( $key ) ); ?>

                    <?php endforeach; ?>

                    <div class="clear"></div>

                </div>

            <?php endif; ?>

            <?php do_action( 'woocommerce_after_checkout_registration_form', $checkout ); ?>

        <?php endif; ?>
    </div>
</div>